Our company’s mission is to help Canadians realize the Canadian dream of home ownership!

This Program is only available to clients already in our Lease to Own
Purchase Program.

Many of our Lease to Own clients find they are able to qualify for a
conventional mortgage after the first year, but find themselves just a
little short of the required down payment.

In an extended effort to assist our clients in realizing their dream, we are pleased to present our Down Payment Assistance Program™. This program is available on all of our Purchase Programs.

Owning your own home just doesn’t get any easier than this!

The terms are really quite simple. If you have made all of your monthly Lease and Option payments on time, we will reward you with the option of taking advantage of our Down Payment Assistance Program™. If you require just a little extra financial boost, we will be happy to offer you an interest free loan. This is our way of rewarding you!

We will provide you with an interest free loan up to 3% of the original purchase price of the home. That’s $7,797.00 on a $259,900 home.

The interest free loan will essentially help you “top up” your down payment. This loan should not affect your debt to service ratio, as there are no monthly payments required for the first year of the term!

That’s Right…No Interest & No Payments!

If you are not ready to pay off the interest-free loan after the first year, you will only be required to make monthly, interest-only payments on the outstanding amount of the loan balance.

EXAMPLE Original purchase price of home $259,900.00 Original down payment 12,500.00 Lease credits (12 months @ $500 per month) 6,000.00 Total down payment accumulated $18,500.00 Bank requires 10% down $25,990.00 Less accumulated down payment $18,500.00 Down payment shortfall $7,490.00 Interest free (1 year) loan $7,797.00 Cash in Excess of Down Payment $307.00 Home Ownership Just Doesn’t Get Any Easier Than This!