Thanks to Creative Housing Solutions..... My wife and I are both Lawyers, and prior to landing in Canada as skilled workers, we both had impeccable credit records in the UK. We were soon to realize that it was an uphill task trying to buy a house in Canada without placing a down payment of at least 25%.

There was always that brick wall posed by our lack of the so-called “Canadian Credit History”. Even though we had the money, we did not think it wise to tie down such figures in one single deal, as there were other contending responsibilities and expenses incidental to our settling in a new environment. It was indeed a daunting task until we met Tony and his crew at “Creative Housing Solutions”. They gave us the solution/key. We opted for the second option on their list of options, and we now have the keys to an apartment that will be ours in a year's time. Before then we should have built up a formidable credit history, good enough to raise a mortgage.

It’s a wiser and less expensive move. Our two kids are happier in a home we can call our own. It’s a great solution.

Mr. & Mrs. Ebun-Amu
(Edmonton Canada)

Credit Counselling PROGRAM™

At Creative Housing Solutions Canada,
"We really DO care about YOUR credit"!

Our goal at CHSI Canada is to do our very best to ensure you rebuild, repair, or establish your credit rating. Our unique Credit Counselling Program will help you do exactly that.

This is how it works:
All you have to do is complete our Lease to Own application. After your application has been approved, our Credit Coach will review your credit report with you and provide you with a personalized plan for you to follow.

This plan is specifically designed to help you improve or establish your credit rating. Quite often, there are only a few minor changes that need to be addressed in order for you to qualify for a conventional mortgage at the end of the lease term.

No banks will offer you that kind of "personalized" service!

There is one point to note: While we can do a lot of things to help you achieve "your dream of home ownership", it is necessary that you do your part. In order to demonstrate to us that you are prepared to do your part, you are required to make a small investment in your own financial future!

What does this mean? It means you will be required to make a $297.00 investment in yourself. Just ask one of our creative representatives for more details.

Like we said... we really DO care about YOUR credit!